Friday, September 25, 2009

College Online – Learning With Video Lectures

 

This is my latest, greatest online college video find. It is a series on Operating Systems hosted on Google Video from the University of Notre Dame. 

 

These are the basic steps that I use to learn my online college course material while attending school online.

 

1. Read the book. This is a very important step. Sometimes it can be omitted in a traditional classroom setting, but never online. Well, if you already know the course material…

2. Peruse the teacher’s material. Usually teachers will post lecture notes and sometimes videos or podcasts for online material.

3. If you still don’t understand the material, search like crazy for videos on:

    • Google Video
    • YouTube
    • Personal Professor’s Websites from other institutions.

    Normally I can find teachers teaching from my books. Then, it feels like a real classroom setting.

 

Don’t forget your videos!

 

Friday, September 18, 2009

7 Great Reasons to Go To College Online

clunker2

Online Colleges and Universities are an excellent idea for students without cars or with cars that do not run very well. Do you drive something that could qualify for the clunker’s program and just might not make it to the grocery store once a week, much less the University or community college an hour and a half away? Go to school online. At least this way you might finish. Car problems, and this applies especially to those with bad credit or extremely limited finances, can not only set you back one semester but $1000-$10000 depending on the cost of tuition for the classes that you might have to drop and the cost of car repairs.

 

Online Colleges and Universities are an excellent idea for students with children. Do you want time to spend with your family of five? Go to school online. Study at home and spend 10-15 extra hours with the ones in diapers. You’ll find that your schedule fits right in with soccer practice.

 

Online Colleges and Universities are an excellent idea for students with full-time jobs. If you work 40+ hours a week and travel back and forth to work every day, you just don’t want to put for the extra effort it takes to sit in class 5 nights a week. Part-time school online is an excellent opportunity for career advancement. Online degrees are designed for people with jobs and are best accompanied by some type of experience in your field.

 

Online Colleges and Universities are an excellent idea for students in the ARMY or NAVY. Enlisted students are often busy and travelling and can reach out and get their degree online while in the ARMY.

 

Online Colleges and Universities are an excellent idea for students that travel. Do you love to travel or travel for work? Online schools allow you to travel and earn your degree at the same time. Enjoy France and get your Bachelor’s in Business Administration, and this leads in to the next item.

 

Online Colleges and Universities are an excellent idea for students that are planning to move to another state, but do not wish to wait to qualify for in-state tuition, which usually takes around 1 year. Be careful with this option and make sure that your online college courses transfer to the institution in which you plan to enroll.

 

Online Colleges and Universities are an excellent idea for students with disabilities. If mobility is an issue, an online degree program can be the answer for you. Convenience and ease of attendance are great pros for Online Colleges and Universities. 

 

Monday, September 7, 2009

Income Based Repayment for Online College Loans

noloanrepay



 Still worried about racking up debt at an online college and not being able to repay it? No worries. Income based repayment is here. What this means is that, if you qualify, your online college loan payments could be as low as $10 a month. Family size, income and Federal Student Loan debt are all factors that determine your eligibility and loan repayment amount. To preview your loan payment information, estimate the lowest amount of money that you might make after college, place that amount, your family size, and your federal student debt in this free online calculator: http://www.aie.org/College/Calculators/IBR/index.cfm and view the result!

 

IBR caps your monthly payments based on your income. Also, any remaining debt, including interest, will be forgiven after 25 years of payments. Non-profit employees, government workers, and teachers will be forgiven after 10 years of payments. IBR is available to anyone with a student loan. Even those who have acquired student loans in the past. A family of three earning $26,000 will pay nothing at all! For more information, IBRinfo.org is a great place to visit and learn more about Income Based Repayment.

 

This is great news if you’re still trying to contemplate college online, but you just don’t want the hassle of the loans afterwards. The idea of $40,000 in debt after college was a deterrent to my college ambitions. Imagine, $300 monthly payments on a $28,000 salary. Hopefully, I’ll make more, but there are no guarantees in life. Now, worry less, pay less, and finish college. To find out how more information on Income-Based Repayment, go here:

http://www.ibrinfo.org/how.vp.html.

 

 

Online College Courses and What to Expect

courses

This is screenshot of the online college courses I am taking this semester at Clayton State University in order to complete my fully accredited, online Bachelor’s of Science in Information Technology. The blue tacks mean that a discussion is due. The yellow pages with the clock in front mean that an online quiz needs to be completed soon. The names of the instructors are purposely removed in order to protect their privacy. My favorite class is probably the Digital Media course, and Web Applications Development is so much tougher than I expected.

Books for these courses normally retail for around $100.00 each. Of course, I buy mine mostly at Amazon.com, and that saves me tons, but there are occasions where new books have to be purchased from the campus bookstore. Clayton State even has an online store where textbooks can be purchased. Even used, the books usually run me around $250 a semester.

For a typical week, each class typically has one assignment or online quiz and a discussion that you must participate in. There are generally two to three exams per semester, and the classes are slightly shorter than normal semesters. Exams are normally proctored at testing site or administered online through this portal. Online, open-book does not mean simple. Often exams and quizzes must be completed in a given time period and the material is often equally as difficult as a closed book exam. Homework and online quiz examples will be highlighted in future posts. Just keep in mind that online often means teaching yourself. I will show you tricks and method of learning online that simplify the process, but you are largely educating yourself with few opportunities for one-on-one sessions or questions in an online college environment and the initiative and ability to learn and do for yourself are a must for this type of education. Logging out…

 

WEBBSIT, BSIT at Clayton State University

image Clayton State University, as well as Georgia Southern University, and other universities in the University of Georgia system offer an online Bachelor of Science Degree in Information Technology via the WEBBSIT program. This is a great, accredited, trustworthy online college degree program offered online. The catch is that some of the classes require visits to campus, but I find it worthwhile. I am taking five completely online classes this semester. You must be accepted to the University in order to attend, and tuition, $310 per credit hour, is a bit higher than for normal, physical classes. The difference is slight and usually the amount one would spend on gas to and from class. Most exams are proctored, but you may pick locations in your area. A few are held online.

Taking 5 classes online is not simple. It takes a lot of discipline. This is usually my daily schedule, although I vary it. I do work from home for a website at the moment, and I work around 2-3 hours a day. I often stray from the schedule, but it takes this much effort at least 3-4 days a week.





10am - Work

1pm - Workout

2pm - Math

3pm - SAD

4pm - Digital Media

5 pm - Web Design

6 pm - Operating Systems

7 pm - A+

8pm - Clean Apartment / Chores / Recycling / etc

9 pm - CRM

10pm - 1 hour on business ideas / blogs / etc

As to the interface for my classes, it is easy to navigate, accessible from anywhere, and fun. My class members and I often hold conversations via live chat and discussion boards moderated by teachers. As an IT student, I learn hands-on. We don’t just read about Photoshop, we use it. This semester, I learned how to make my own server from home. The classes are educational and the teachers are professors and doctors from nearby universities who have elected to teach college online. I hope that this has been a decent introduction to the world of college online.

Sunday, September 6, 2009

How to Start Going to School Online – The Basics

funds

The first step in any online college experience is applying for financial aid online. Financial aid is available to 95% of the population regardless of credit rating, family situation, religion, ethnicity, or income. Preference is given to those with lower incomes, but even if you make upwards of $60,000 a year and have horrible credit, you may still qualify for college loans to go to school online from the Federal Government of the United States. But first, you must file taxes and fill out a FAFSA online.

Don’t be fooled by the millions of .com sites that just redirect you to http://www.fafsa.ed.gov/. Go directly to the site with a copy of your taxes that you filed last year in plain view. You may also want to make a list of the online schools and colleges that you are interested in. Fafsa.ed.gov will provide you with step-by-step instructions on how to fill out the necessary forms for financial aid. Most online colleges and universities qualify for some type of financial aid, and this is often a good indicator of the quality of the online college or university.

The image above is an actual screenshot of my financial aid award. It is extremely personal information, and the only reason that it is being published is to inspire you to apply for and go to an online university or any college. If you’re anything like me, you think that you will never be able to afford this, that they don’t give loans to people like you, or that you just can’t. Erase all those negative thoughts.

If your online college qualifies, the Pell Grant provides need-based grants to low-income undergraduate and certain graduate students to promote access to postsecondary education. The Pell Grant is reserved for low-income students and the income cap is currently $15,000 a year to qualify for 0 EFC, which means that you qualify for the entire Pell Grant. EFC is your expected family contribution and is calculated using your income and other factors like your age and marital status. An EFC calculator can be located at http://www.finaid.org/calculators/finaidestimate.phtml . Follow the instructions to determine how much of your online educational costs you are responsible for.

There are many other grants and scholarships as well as loans that are provided to assist you in your online collegiate experience. Some additional information can be found here: http://www.finaid.org/otheraid/, but it is a good idea to perform your own search as each person is unique. There are often more grants provided to single mothers and diverse students seeking further education. Additional information will be highlighted in future post, but this is the first step in your online college experience. This step should be completed as quickly as possible so that you may choose an online school within your budget. Don’t delay. Often scholarships and grants are provided on a first come first serve basis and offered until funds are diminished. Apply now!